summer outfit over 40

Stylish Summer Outfits for Women Over 40 That Won’t Sacrifice Comfort

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Summer brings along with it the promise of sunshine, relaxed days, and the need for a wardrobe that keeps us cool, comfortable, and stylish. For women over 40, navigating summer style doesn’t have to be an overwhelming challenge, no matter your body type or what type of occasion you’re looking to dress for! This season is the perfect opportunity for exploring outfits that blend functionality with fashion, offering looks that are both sophisticated and suitable for our all-encompassing summer agendas. 

Whether you’re updating your wardrobe with essentials or looking for that special piece for your upcoming event, the key is choosing the items that feel right for you, looking beyond fashion trends, and focusing on your personal style. From exploring the airy elegance of linen to remembering the casual charm of basic white tees, let’s dive into a curated selection of summer outfits just for you. 

1. linen popover dress + sneakers + baseball cap + woven straw tote

summer outfit over 40

dress | sneakers | cap | tote

Hot days don’t mean having to sacrifice a stylish look – which is why a linen dress is a perfect choice for a summer day. Stripes are an easy way to bring some variety to your closet, especially if you tend to lean more toward classic, neutral colors (like me!). 

Keep things breezy, easy, and comfortable with this popover dress that features a classic pointed collar and classic a-line silhouette for a classic fit that you know and love. A deep v-neck detail makes for a beautiful special touch and can be easily styled to offer more coverage whenever you feel like it!

A white baseball cap brings a modern touch to this look without taking away from its timeless appeal – and who doesn’t love a little bit of sun protection on the face?

A woven straw bag adds the perfect summery flair to this versatile outfit, and comfortable white sneakers bring it all together. There you have it! A classic summer outfit that can have you covered for a great time.

2. linen blazer + relaxed t-shirt + flare pants + tote + raffia belt + block heel sandals

summer outfit over 40

blazer | t-shirt | pants | tote | belt | sandals

For early summer days when the warmer weather isn’t scorching yet, having a blazer or cardigan to keep you warm as the sun sets can be a good idea. Since chilly summer temperatures don’t get nearly as cold as the winter and fall months, linen blazers are the perfect middle ground for this time of year.

This navy linen blend blazer will keep you warm whenever you need an extra layer without making you instantly overheat. If you are headed to the office (we know how much corporate buildings love AC!) this can be a great way to also dress up your outfit for important meetings throughout the week. 

On the bottom, these flare pants keep things breezy and comfortable throughout your work week, providing plenty of space for airflow while still keeping your look fashion-forward. Subtle pleated details in these trousers elevate the look as a whole, making for the perfect foundation. 

Pair your white pants with a classic striped tee for some visual interest and a light layer that is perfect for the everyday. Add an extra bit of structure with a classic raffia belt and a gorgeous tote that both work to add some summery texture to your ensemble. Finally, wrap things up with this pair of buckle sandals that give the final look an edgy, cool flair. 

Related: Must-Have Pieces for Your White Linen Pants Outfit

3. linen top + linen slip skirt + earrings + clutch + espadrilles

summer outfit over 40

top | skirt | earrings | clutch | heels

For a special weekend brunch or day party, this outfit is the epitome of summer elegance. Using linen pieces as the main event, this look will have you turning heads and taking home the trophy for best dressed.

This light blue shade has quickly become one of my favorite spring shades. While it doesn’t quite stray into “pop of color” territory, this blue allows you to integrate some timeless variety into your closet while still being able to match all of your neutrals and closet essentials at the same time – it’s a win all around! 

Start this look with this linen slip skirt, setting the tone for this super chic ensemble. With an a-line fit and this gorgeous, breathable fabric, this skirt will have you looking and feeling as amazing as you deserve to.

On top, match the tone of the skirt with this popover linen top, featuring a collar, deep v-neck detail, and quarter-length sleeves. Depending on the occasion and your personal preference, feel free to experiment with tucking in your shirt in different ways until you achieve the look you’re going for.

While this outfit already transmits the perfect summer vibe, there is nothing quite like the right accessories to take it to the next level. Matching your accessories (or at least some of their elements) is a great fashion tip when trying to put together a cohesive outfit that still looks fluid and organic – and that’s exactly what we can see here!

This gorgeous hand-knotted clutch sets the tone, while these lace-up high-heel espadrilles tie it all together with its different textures and neutral tone. On top, add a touch more polish to your look through these oversized stud earrings, giving you the perfect final touch. 

4. linen shirtdress + woven belt + espadrille flats + raffia hoop earrings

summer outfit over 40

shirtdress | belt | flats | earrings

You all know how much we love a classic linen shirtdress around here, and there are many good reasons why. If you’re looking for some more styling tips for this tried-and-true style that we’ll be resorting to all summer long, look no further!

By blending a darker color and neutral, summery accessories, you can create a somewhat unexpected, very elegant, and eye-catching look that you can pull out to impress during the warm months of the year. This shirtdress is perfect in all of its shades, but I have to say this black version pairs particularly well with these gorgeous accessories.

The contrast between colors definitely makes this look pop, bringing together a chic feel, classic silhouettes, and weather-appropriate touches for the perfect final look. Made from beautiful linen fabric and featuring short sleeves, a collar, and buttons on the front, this dress is a true closet staple for this time of year. 

Woven accessories and raffia-inspired touches are the way to go for summer. This belt cinches you in at the waist for some more shape, while woven espadrille flats match the look and keep you comfortable all throughout your day. Finish things off with a pair of faux raffia-wrapped hoops for a delicate touch. 

5. linen t-shirt + vest + linen shorts + heel loafers + necklace

summer outfit over 40

t-shirt | vest | shorts | loafers | necklace

In one form or another, vests are great pieces year-round, and the summer versions couldn’t be better! Breezy, stylish, and very easy to integrate with tons of basic looks (that I’m sure you already have in your closet!), these pieces are true staples that you want to invest in.

Start with a simple white tee – this particular linen design features a relaxed fit that will keep you extra comfortable all day (talk about another summer staple!). Layer this linen vest over your t-shirt, making for a subtle yet stylish summer look that is equal parts breezy and stylish.

Beyond its luxe fabric, this vest also features figure-framing seams, button detailing down the front, and a v-neckline. Before you make your purchase, make sure to check the sizing! A slightly cropped fit might mean you want to size up for this piece if you prefer some more coverage.

On the bottom, stay on theme with these light beige linen shorts. Easily adaptable to tons of different summer outfits and super easy to wear, this pair of pull-on shorts feature a longer, perfect length that will keep you feeling your best, while a smocked waist means it can sit either higher or lower – it’s only up to you!

Spice things up with this pair of colorblock leather loafers. Made from flexible, soft leather and including stacked heels, these shoes will both elongate your figure and bring your whole outfit together. This textured metallic necklace adds a final touch of chic polish and elegance.

6. slim shirt + linen shorts + sneakers + tote + sunglasses

summer outfit over 40

shirt | shorts | sneakers | tote | sunglasses

Lovers of classic, timeless, French style will know the button-down is a completely indispensable piece in a woman’s wardrobe. Easily dressed up or down, this piece can take us from the beach to the office and everything in between – after all, all it takes to switch things up is a little styling. This slim shirt in Irish linen is a great summer choice for its airy, premium fabric and its flattering design. 

On the bottom, this pair of tailored shorts makes for a pleasant design change from other linen styles we’ve seen. Featuring a more tailored look with a high rise fit, pleated front details, and a cuffed hem, this piece is the perfect choice for a classic, elevated summer look. 

Dress your chic outfit ever-so-slightly down with this gorgeous tote that seamlessly complements your look while keeping the sophisticated appeal of the ensemble. On your feet, these trendy white sneakers make for a modern yet still timeless touch, and a pair of oversized sunglasses give you that extra chic flair you know and love. 

7. linen vest + flare pants + leather belt + bucket bag + ankle-strap raffia heel

summer outfit women over 40

vest | pants | belt | bag | heels

Clean, sleek, and oh-so-chic. From a long-awaited wine-tasting tour to a special occasion with your family, this outfit can easily impress using pieces you’ll be reaching for all season long. 

Made from a stretch-linen blend, these flare pants give your look a beautiful and subtle silhouette. A high-rise fit makes this the perfect pair for either tucked-in shirts or shorter tops, while its fabric features a breathable, ultra-soft feel.

Keep your clothing pieces monochrome with this white vest; also made from a linen blend, this vest offers the same soft-to-the-touch feel, as well as a flattering scoop-neck detail and cropped fit. The white buttons that run down the front of this vest contribute to its seamless and sleek look for a gorgeous base that can be styled a hundred and one different ways.

Bring these pieces together with camel – the perfect spring and summer accent color. Chic, elevated, and easy to match, these accessories instantly upgrade this look into something worth implementing into your closet. Start with this plaited leather belt that brings both more shape to your look and some gorgeous warm-weather texture as well. 

On your feet, these ankle-strap raffia heels keep the same theme going, upgrading your look while still keeping it weather-appropriate. Finish things off with a handbag I’ve been loving to bring out during the sunnier days! This bucket bag combines leather and Spanish canvas to tie together all of the subtle textures in this outfit (and is great for keeping all of your belongings safe, of course!). 

Related: The 10 Right Tops to Wear With Linen Pants for an Effortlessly Chic Look

8. slim shirt + linen pants + raffia bucket hat + raffia sandals

summer outfit over 40

shirt | pants | hat | sandals

From an early morning walk by the beach to lunch near the water and more, this outfit is yet another look that is incredibly versatile for the summer season – which is exactly what we want!

Super comfortable, relaxed, and, of course, chic, this summery look feels just as amazing as it looks. These linen pants kick things off for this look and include an elastic waist that is adjustable for the perfect fit.

A full-length fit makes these pants easy to wear and style at a moment’s notice, and pockets seal the deal. On top, this Irish linen slim shirt in blue is a fool-proof choice; whether you want to tuck in your shirt, wear it open with a bathing suit, or simply leave it closed as it falls over your trousers, your (great) style options are endless here. 

Give your ensemble that elevated summer feel with this gorgeous straw hat and matching raffia sandals – comfort and fashion really can go together!

9. linen top + wide-leg pants + silk bandana + woven leather bag + cap toe heels

summer outfit over 40

top | pants | bandana | bag | heels

While I do love dreaming up vacation looks and idealized summer days of fun and no stress, let’s be real – those aren’t the only occasions we need to get ready for during the warmer months of the year. 

For more formal occasions such as heading to the office or going out for a business lunch, this black-and-white look checks all of the boxes of what you look for in an everyday outfit. Starting at the bottom; these wide-legged pants feature a gorgeous, tailored-like look that is made from linen fabric. The blend of the design style and the chosen material makes this piece ideal for this time of year, retaining a professional and put-together look while also keeping you cool and your legs ventilated. 

This white top also makes for the perfect blend of classic and cool. Also made from linen fabric, this piece comes with a beautiful classic silhouette that pairs perfectly with the trousers, while oversized button detailing on the back gives this piece an extra dose of flair.

Accessories can often be the most fun part of a look, and that’s definitely true for this look! After all, just because you mean business doesn’t mean your outfit can’t include a little fun. This oversized silk bandana sets the tone, perfect for wearing around your neck in a variety of beautiful ways. 

For your bag, this small open-weave leather bag brings in some of the summery textures we love without compromising your professional look. As for shoes, this elegant style helps to tie different colors and elements of the look together, while also elongating your figure in the process. 

10. slip dress + linen blend blazer + straw clutch + ankle-strap heels

summer outfit over 40

dress | blazer | clutch | heels

While it’s very clear that I am all for linen and muted, classic colors, there are ways to spice up a summer look with classic patterns as well! 

If you’re looking for something a little out-of-the-box but still undeniably timeless, this slip dress might be your perfect match. When it comes to silhouette, this dress is as classic as it gets. Featuring a mid-calf length and a stunning dot pattern, this piece is the perfect choice for those looking to start eye-catching moments as you’re strolling through that restaurant – and the perfect way to trade in your spring floral dress for something more summery, too! 

Pair your dress with a stretch linen blend blazer, perfect for bringing balance to your fashion-forward statement and keeping you protected from those chilly summer nights. As for accessories, simple can be best.

Opt for a basic straw clutch (we really love those summer textures!) and a strappy pair of heels to finish it off.

11. high-neck tank + straight jeans + cropped lady jacket + straw tote + ballet flats

summer outfit over 40

tank | jeans | jacket | tote | flats

This next look is such a staple part of my wardrobe that I feel like I have an adapted version for every season – and I have zero regrets! Easy to wear, versatile, comfortable, and super chic, this look is also made up of classic closet staples and an extra sprinkle of the summer feel we’re after.

A pair of classic straight-leg white jeans is our base for this look. We all know how much we can depend on our classic, favorite pair of jeans to get us by anything, but white styles are a great way to switch things up when dealing with the summer heat. On top, keep things cool with this high-neck white tank. 

The weather might be hot during the summer, but that also means an excessive use of air conditioning everywhere we go. To make sure you’re never caught off-guard, layer this cropped sweater lady jacket on top of your tank top; not only do you have an elegant, sleek base, but you’ll also make sure you stay protected and comfortable no matter where you are. Easy to put on or take off, this navy jacket can be a real lifesaver and style hack at once. 

Bring the summer vibe with this woven straw tote, and match the beautiful metallic gold straps with a metallic gold pair of ballet flats – voilà

12. sweater vest + wide-leg jeans + woven sandals + shoulder bag + hoop earrings

summer outfit over 40

vest | trousers | sandals | bag | earrings

Easy, simple, and elegant, this outfit is a great choice for casual outings where your goal is equal parts comfort and style. 

Reminiscent of the Breton stripes tops that are popular in France, this striped sweater vest gives us a taste of French women style for summer weather. With a v-neckline and gold button detailing down the front, this vest is gorgeous on its own, but can also be layered with different t-shirts for tons of different looks. 

On the bottom, these denim trousers feature a full-length, wide-leg silhouette that is fitted at the hip and flares out. Two front pockets with a gold-button detail pair perfectly with the vest, while its blue denim shade keeps this look more casual. 

Add a pair of simple gold hoops for a touch of polish around the face, as well as a pair of matching metallic leather woven sandals. For your final accessories, opt for this straw shoulder bag that ties along with the shoes for an all-around cohesive look. 

13. short sleeve shirt + trouser shorts + leather belt + sandals

summer outfit over 40

shirt | shorts | belt | sandals

We love classic fashion, which means we probably know this much: sometimes, simple is best! 

Made from Irish linen and featuring a classic button-down silhouette, this short-sleeved shirt is the perfect first piece for this elegant, straightforward look. Incredibly soft, this shirt can be said to have a slightly oversized fit, so make sure to get the right size for you based on your personal preference. 

Pair your stunning shirt with these trouser shorts made from a linen blend. Featuring a tailored look, longer inseam, and the flattering high-rise we always love, these shorts are a great way to make a fashion statement without stepping too far out of your comfort zone. 

For shoes, I recommend going with this pair of comfortable sandals for a touch of contemporary edge. Then, add a brown, plaited leather belt for some unexpected color and texture!

14. linen dress + sandals + shoulder tote + cuff bracelets

summer outfit over 40

dress | sandals | tote | hinge bracelet | ridged bracelet

Enjoy your beach vacation to the fullest with this popover linen maxi dress. Featuring an incredibly chic and elegant straight silhouette, this dress is perfect for keeping you stylish, cool, and protected from the sun during your much-deserved holiday.

Need more? A flattering deep v-neckline makes this piece perfect for accessories or for pairing with your favorite bathing suit, while other design details like a collar, front pocket, or side slits further elevate this effortless dress.

Cuff your sleeves and pair your dress with a pair of cuff bracelets that add some elegance and polish to your beach look. A raffia shoulder tote needs no explanation, while a pair of leather sandals tie the gold tones of the look together just like that; in my opinion, worth trading in your flip flops for!

Wrapping Up Your Summer Outfits for Women Over 40

As we continue to look forward to savoring the summer days, these outfits make one thing clear: this season offers endless opportunities to express your unique style while also prioritizing comfort and elegance. At the end of the day, good style tips are all about giving you inspiration and allowing you to explore your own individual style, as well as your own take on these versatile pieces we looked at today.

The essence of summer styling lies in finding the perfect balance between staying cool and looking chic; with these curated looks, you’re equipped to navigate any summer occasion with confidence and ease – is there anything better than feeling amazing? Here’s to embracing the versatility of summer fashion, where the most important thing is that there are no rules!

Want to continue building your summer wardrobe? Up Next: A Classy Summer Capsule Wardrobe for Women Over 50

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Founder and editor of My Chic Obsession, Carolyn is your trusted fashion maven. Carolyn's drive to help others achieve a classic and timeless wardrobe fuels her posts, making mychicobsession.com a go-to resource for style seekers worldwide. Beyond the wardrobe, she resides in the heartland of the Midwest, dreaming up new ideas and raising her two lively boys - her biggest fashion critics.